Question 99 · Federal question
Who pays for social insurance in Germany?
German original (as asked in the real test)
Wer bezahlt in Deutschland die Sozialversicherungen?
- A Arbeitgeberinnen/Arbeitgeber und Arbeitnehmerinnen/Arbeitnehmer ✓ Correct answer
- B nur Arbeitnehmerinnen/Arbeitnehmer
- C alle Staatsangehörigen
- D nur Arbeitgeberinnen/Arbeitgeber
Translation
Who pays for social insurance in Germany?
- A Employers and employees ✓ Correct answer
- B Only employees
- C All citizens
- D Only employers
Explanation
In Germany, the main social insurances (health, pension, unemployment, long-term care) are financed through contributions shared between employers and employees. It is not limited to citizens, and it is generally not paid solely by one side. (Note: accident insurance is an exception, usually paid by employers, but the overall system is shared.)
Tips
- Watch for absolute words like "only"; these are often incorrect for financing questions.
- Recall that the German social insurance system is contribution-based and typically split between the two labor-market parties.
- Eliminate options that imply funding by all citizens or by just one party; social insurance is tied to employment, not nationality.
- Look for keywords like "Sozialversicherungen," "Beiträge," and "geteilt/anteilig" indicating shared contributions.
Practice in the app
