Question 100 · Federal question
Which of the following is not part of the statutory social insurance?
German original (as asked in the real test)
Was gehört nicht zur gesetzlichen Sozialversicherung?
- A die Lebensversicherung ✓ Correct answer
- B die gesetzliche Rentenversicherung
- C die Arbeitslosenversicherung
- D die Pflegeversicherung
Translation
Which of the following is not part of the statutory social insurance?
- A life insurance ✓ Correct answer
- B statutory pension insurance
- C unemployment insurance
- D nursing care insurance
Explanation
Germany’s statutory social insurance system covers standardized public schemes such as pension, unemployment, health, long-term care, and accident insurance. Life insurance is a private financial product and not part of the statutory social insurance.
Tips
- Recall the five pillars of social insurance: health, pension, unemployment, long-term care, and accident.
- Look for the word "gesetzlich(e)" as a strong sign it belongs to the statutory system.
- Eliminate options that are private financial products (e.g., savings or investment-type insurances).
- Be cautious: some insurances exist both privately and publicly—identify those explicitly named as statutory branches.
Practice in the app
