Question 35 · Federal question
How does the German state finance social insurance?
German original (as asked in the real test)
Womit finanziert der deutsche Staat die Sozialversicherung?
- A Kirchensteuer
- B Sozialabgaben ✓ Correct answer
- C Spendengeldern
- D Vereinsbeiträgen
Translation
How does the German state finance social insurance?
- A Church tax
- B Social contributions ✓ Correct answer
- C Donations
- D Membership fees
Explanation
Germany’s social insurance (e.g., health, pension, unemployment) is primarily funded by mandatory contributions paid by employees and employers. These are not church taxes, donations, or club fees.
Tips
- Look for keywords like mandatory contributions tied to wages/salaries for social insurance funding.
- Eliminate options linked to religion, voluntary giving, or private associations; social insurance is a public, statutory system.
- Distinguish taxes vs. contributions: taxes fund the general budget, while earmarked payroll-based contributions fund social insurance.
- Recall the employer-employee split financing model common to health, pension, and unemployment insurance.
