Question 45 · Federal question
To which insurance does long-term care insurance belong?
German original (as asked in the real test)
Zu welcher Versicherung gehört die Pflegeversicherung?
- A Sozialversicherung ✓ Correct answer
- B Unfallversicherung
- C Hausratsversicherung
- D Haftpflicht- und Feuerversicherung
Translation
To which insurance does long-term care insurance belong?
- A Social insurance ✓ Correct answer
- B Accident insurance
- C Household insurance
- D Liability and fire insurance
Explanation
Long-term care insurance (Pflegeversicherung) is one of the statutory social insurance branches in Germany, alongside health, pension, unemployment, and accident insurance. It is not a private household or liability/fire policy.
Tips
- Remember the five pillars of Germany’s statutory system: health, pension, unemployment, accident, and long-term care.
- Eliminate options that are clearly private property or liability policies (e.g., household contents, liability/fire) since care insurance is statutory.
- Watch for distractors: accident insurance is its own statutory branch, not the same as long-term care.
- Look for keywords like “statutory” or “social” to place care insurance correctly.
Practice in the app
